Insurance companies have a good ol’ boy network of doctors that cherry pick your doctors medical records in favor of the disability insurance company. This good ol’ boy network reports only what the disability insurance company wants to hear to the disability carrier such as Liberty Mutual, Reliance, MetLife, Hartford or CIGNA deny your Long Term Disability claim.
Your doctor’s records do make a big difference in the insurance company review process. Tampa Bay disability attorney Nancy Cavey has an educational video explaining to you why your doctor’s records make a big difference.http://www.youtube.com/watch?v=RBXKN9jWCGc