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Video surveillance, under the right circumstances, can provide an overwhelming reason for the Long Term Disability carrier to deny your Long Term Disability claim. It can also capture a mere snapshot in your life and fail to reveal the complete picture of your disability. For example, surveillance may show you at a family gathering, but not show the resulting excruciating pain and misery you suffer for days after.
Long Term Disability carriers use surveillance to document what you do during your day, including the activities of daily living like running errands, filling up your gas tank or going to the bank.
All this minimal activity doesn’t necessarily establish that you are capable of working, but it can be used for the worst to sabotage your case. How so?
