When you apply for short or long term disability benefits you can make some very serious mistakes that can destroy your claim or limit the benefits your are entitled to. That’s why Nancy Cavey, a long term disability attorney, suggests that you get advice about the disability claims process before you file a claim for benefits. Why? You’ve purchased a disability policy to protect your lifestyle and if you try to represent yourself, you can make crucial mistakes in the application phase.
Unfortunately, I have had cases where lawyers and doctors who become disabled try to represent themselves in the disability claims process. Short and long term disability claims litigation is a highly specialized area of law.
Don’t let the insurance company “rob you of your peace of mind” by thinking that the disability insurance company will make the disability claims process easier or pay promptly.