Trustmark Disability Claims Lawyer

Diligent Trustmark Disability Claims Attorneys

At The Law Office of Nancy L. Cavey, our Trustmark disability attorney is a kind, caring, and effective advocate for people and families who need financial support. For more than four decades, our founding attorney Nancy L. Cavey has successfully helped clients navigate the disability claims process. If your disability benefits were denied by Trustmark or if you have general questions about the claims process, we are more than happy to help. To schedule your free, fully private case evaluation with an experienced disability claims attorney, please do not delay. Contact us today.

An Overview Of Trustmark Disability Claims

>Founded in 1913 and currently headquartered in Lake Forest, Illinois, Trustmark is a nationally recognized insurance carrier. The company specializes in providing a wide range of employee benefits services, including short-term disability coverage and long-term disability coverage.

Unfortunately, policyholders and beneficiaries sometimes struggle to get access to their full and fair benefits from major insurance companies like Trustmark. Professional guidance and support are available from an experienced disability claims lawyer.

Disability Claims Are Denied For A Wide Range Of Different Reasons

Did you have a short-term disability claim or long-term disability claim denied by Trustmark? If so, it is entirely normal to be confused, annoyed and stressed out. An insurance company’s refusal to pay disability benefits that are due can put you and your family in a precarious financial position. You have the right to challenge the denial of disability benefits by Trustmark or another insurance provider. Under federal (ERISA) and/or state regulations, insurers are required to provide claimants with a written denial letter detailing the reasons why their benefits were rejected. Some reasons why insurance companies like Trustmark deny disability claims include:

• An error in the initial application for benefits;
• Insufficient or inaccurate financial or work-related records;
• Lack of comprehensive medical evidence;
• Disputes over medical records;
• Policy exclusions—potentially used improperly; and
• Bad faith settlement practices.

You Have The Right To Appeal A Disability Denial By Trustmark

Appealing a disability denial is complicated. Insurance companies are always ready to fight to protect their own interests. An experienced Trustmark disability claims lawyer will be able to review your case and help you put together a comprehensive appeal. Your appeal should directly address Trustmark’s stated reason for turning down your claim. Additionally, an initial administrative appeal must be initiated before the deadline. For an employer-sponsored ERISA disability claim, the deadline to appeal is 180 days. If you have non-ERISA coverage from Trustmark, please refer to the specific terms of your policy. You may have less time to appeal.

Frequently Asked Questions (FAQs)

What are the Steps to File for Disability Benefits through Trustmark?

If you have Trustmark disability coverage through an employer, your best option is generally to start working with your employer directly to get the appropriate claims forms and information. The company also offers several options to seek disability benefits. First, you can call Trustmark directly at 1-800-504-9052. Trustmark accepts claims submissions in three main ways: 1) Mail, 2) Fax, and 3) Email. If you have any specific questions about preparing an initial claim with Trustmark, an experienced disability lawyer can help.

How Does Trustmark Calculate Disability Benefits?

Disability benefits are calculated based on the specific terms of your insurance coverage. First and foremost, you need to focus on putting together the medical, financial, and vocational information that you need to qualify. From there, benefits will be paid out according to your coverage. Typically, Trustmark disability insurance provides income replacement between 40 and 70 percent of an applicant’s pre-disability salary. Notably, most policies contain a provision stating the minimum and maximum allowable monthly disability benefit.

Does It Cost Too Much to Hire a Disability Lawyer?

No. All policyholders and beneficiaries who work with The Law Office of Nancy L. Cavey are protected by our comprehensive no-fee guarantee. You only pay for legal services if we help you secure disability benefits through Trustmark or other insurance provider.

Contact Our Trustmark Disability Claims Lawyer Today

Our disability law team is here to help. At The Law Office of Nancy L. Cavey, we are an award-winning disability firm driven to provide the highest level of personalized representation to each and every client. Do not give up on your right to pursue your benefits without first speaking to an attorney. Contact us now for a no-cost, no-obligation review and assessment of your disability claim. With the main law office in St. Petersburg, we provide nationwide disability representation.