Long Term Disability Insurance Carriers Will Deny Your Claim by Mis-Classifying Your Occupation

It is not uncommon for long term disability carriers to have a vocational evaluator determine that your occupation is sedentary in nature and then, in turn allege that your medical records can’t support your inability to perform the full time functions of a sedentary occupation.

The vocational evaluator, together with an internal physician peer review, will determine that your restriction and limitations and qualify you for a sedentary occupation. Why? If you are capable of engaging in at least a sedentary occupation, you are not entitled to long term disability benefits.

It is important in appealing a claim denial that you develop all the medical and vocation evidence that establishes that your physical restrictions and limitations have eroded your ability to do the full range of sedentary work. In other words, you can’t sit stand, walk, or lift with the frequency required to meet a sedentary definition.

Nancy Cavey, experienced long term disability attorney, knows how to develop the medical and vocational evidence to show your medical restrictions and limitations reduce you ability to engage in a sedentary occupation. Don’t let the long term disability misclassification of your job result in the wrongful denial of your long term disability benefits. Give us a call today at 727-477-3263.