Does Florida state law affect my personal private (non-ERISA) disability claim?

Every state, including Florida, has laws that goven personal private (non-ERISA) disability policies.

In Florida, you can seek punitive damages if your disability insurance carrier handle your claim in bad faith. Florida law requires that you placed the disability carrier on notice of their bad faith and give them an opportunity to “correct” their bad claims handling before you can sue them for punitive damages.

Attorney Nancy Cavey specializes in long-term disability claims and can guide you through the complex claims process. She has personal experience dealing with long-term disability carriers and knows how long-term disability carriers handle claims. You can call Nancy for an evaluation of your case, free of charge, at 727-477-3263.