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Americans spend over 50 billion dollars every year treating aching, sharp, burning, numbness and tingling back pain. If you have had those symptoms for more than six months, you have chronic back pain, however, disability carriers just don’t understand how debilitating chronic pain can be.
What should I do before I stop working and apply for benefits as a result of chronic back pain?
While your doctor may have told you to stop working, you shouldn’t do so, until you do the following:
- Obtain a copy of your disability insurance policy. What is the standard for disability? Are there any limitations? Many times, disability policies will have a subjective complaint limitation in a policy that will limit benefits to just two years because of chronic complaints, such as back pain. You need to know about those limitations before you file for benefits.
- You should make sure that your doctor supports your claim because many times doctors just don’t think that chronic back pain is disabling. If your doctor doesn’t support your claim, you will not be successful.
- Review your medical records and make sure that there isn’t an objective basis for the back pain, such as a herniated disk, degenerative disk disease, or stenosis. Disability carriers will routinely dismiss chronic back pain on the basis that it is all in your head!
Is there anything else I should do if I suffer from Chronic Back Pain?
Contact chronic back pain disability attorney Nancy Cavey who can review your policy and medical records, and give you advice about proceeding on your long term disability claim all over the United States regardless of where you live. If you suffer from anything disability-related its Cavey Law – Make The Call today at 727-477-3263.
