I am reducing my hours at work and wonder when should I apply for long term disability benefits?

Every disability policy has what is called an “elimination period” and “notice” provision and, to answer that question, you need to get your policy and look at those provisions. Some policies say you have to give notice of claim when you start reducing your hours and others say you can wait.

There is no standard disability policy! Nancy Cavey, an experienced long term disability lawyer based in the Tampa Bay area, can hlep you understand your policy and help you file a timely claim for long term/ERISA disability insurance benefits. Contact Cavey and Barret for a non-obligation evaluation of your long term disability insurance claim by calling 727-477-3263