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Should I Stop, Should I Go: When Should I Apply for Social Security Disability Benefits?

Social Security Disability (SSD)

In the Tampa Bay Area the delay in getting Social Security Disability benefits is over 24 months. No matter what your personal situation is, Nancy L. Cavey, Social Security Disability attorney urges you to apply for Social Security Disability benefits immediately. Did you know that Social Security will pay benefits retroactively for twelve months before you file? If you wait, you can lose retroactive benefits and, more importantly, delay your entitlement to Medicare.

Another important reason not to delay is that even though you have paid into the Social Security Disability system, your eligibility for Social Security Disability benefits has to be determined while you are in the four to five year period after you were last gainfully employed. That’s called the date of being last insured. Unfortunately, there are times when we have to tell people that they are not eligible for Social Security Disability benefits because they haven’t worked 20 out of the last 40 quarters.

Of course, the longer you wait, the more difficult it gathers medical records and has support for your claim. Delay only hurts your Social Security Disability Claim. Nancy L. Cavey, Social Security Disability attorney, can guide you through the Social Security Disability application process. For a free consultation, you can contact her at 727-477-3263.

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