The Truth about the US Economy and its Impact on Long Term Disability Claims

In Hartford’s 2010 Benefit Landscape Study, Long Gendreau, Executive Vice President of the Hartford Group Benefits, explained that the number of employees in the United States with “short term disability insurance rose from 41% in 2009 to 55% in 2010” the percentage of American workers with “long term disability insurance increased from 36% in 2009 to 47% in 2010”.

Income production is key to protecting your financial well-being.

Nancy Cavey, Florida individual policy attorney, recommends that if you are considering the purchase of a long term disability policy, that you purchase your own personal individual disability policy as opposed to a grouped disability policy. Why? You want the best protection possible and group disability programs are covered under the ERISA act which limit your remedies if you need to file a claim.

If you have a question about what long term disability plan is best for you, contact Nancy Cavey who has written the go to guide Robbed of Your Peace of Mind which outlines the terms that you do not want to see in your long term disability policy. Click on the link above to request your FREE COPY today, or alternatively, call our office at 727-477-3263 to request a copy.