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Many times I am asked by my Long Term Disability clients whether or not they can take a vacation and whether or not they may be risking denial of their Long Term Disability claim.
As we know, Long Term Disability insurance companies aggressively use surveillance in both cases they are evaluating and Long Term Disability claims that have been accepted. They may try to contact you or send you forms for you to complete. If you don’t return them or can’t be found, Long Term Disability carriers are going to start aggressively looking at your Long Term Disability claim.
Nancy Cavey, an experienced nationwide Long Term Disability attorney tells her clients that it is okay to plan and take a vacation while receiving disability benefits. However, if you’ve been asked to undergo an independent medical exam or know that you are going to have forms that need to be filled out, don’t go on vacation! Don’t call them up and tell them that you are going to be on vacation or out of the country. That’ll trigger surveillance!
You receive Long Term Disability benefits as a result of your inability to work, and that doesn’t mean that you can’t live life. However, Long Term Disability benefits denied attorney Nancy Cavey strongly urges that you follow your doctor’s restrictions and limitations on what you are physically capable of doing. You might, as a matter of course, also may keep a diary or what your physical activities and pain level were while you were on vacation so that can be documented.
Just don’t do things you know you shouldn’t be doing! If you have any questions about your rights to Long Term Disability benefits, contact Long Term Disability attorney Nancy Cavey who has written the free consumer guide on the 23 Mistakes that you can make in preparing for you field visit and statement called The Smart Long Term Disability Consumer Guide For Preparing For Your Statement and Field Visit, get your copy today for your FREE information about Long Term Disability Claims. Click the above link and we will ship it to you right away! DON’T WAIT!
