What medical conditions are considered disabling?
It is important that you understand how your disability insurance provider defines “disability.” For some insurance carriers, “disability” means that you are unable to perform your “own occupation.” While other carriers define it as the inability to perform “any occupation.” The burden is generally on you to prove that you cannot perform your “own occupation.” It is also important for you to understand that policies change definitions after you have been receiving benefits for a fixed period of time.
At Cavey and Barrett we will review your disability policy and work hard to get your the benefits outlined. There is no need for you to suffer because of failed attempts to secure your LTD benefits. Lets us help you. For free infomation, contact us, review our website, and let us send you a free, no obligation book, “Robbed of your Peace of Mind.”
Answering these broad-based questions isn’t easy. Help is a phone call away. You can contact Nancy Cavey, an experienced long-term disability attorney at 727-477-3263.