In general, you can expect to wait at least close to four months to receive the initial decision. If you are denied and file an appeal, which is called a request for reconsideration, you should expect to wait from two to three months for a decision on the request for reconsideration decision.
If your claim is denied at the reconsideration level, and you request a hearing before an Administrative Law Judge, you should expect to wait 18 to 24 months before you will actually appear before the judge.
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Answering these broad-based questions isn’t easy. Help is a phone call away. You can contact Nancy Cavey, an experienced long-term disability attorney at 727-477-3263.