When should I file a claim for long-term disability/ERISA benefits?

Before you stop working, long-term disability/ERISA lawyer Nancy Cavey suggests that you get your long-term disability policy (LTD) out and read that portion of the policy that tells you when you must file a claim. Most policies require that you file your claim for long-term disability/ERISA benefits within a certain period of time after you stop working. Different policies say different things, but we commonly see a 30 day requirement for the timely reporting of your long-term disability claim.

Make sure you don’t miss that crucial deadline!

The long-term disability/ERISA carrier will have you fill out application for long-term disability benefits. On the face of it, it seems like a simple application. You will also be asked to fill out Activities of Daily Living Form. It seems like a list of simple questions about what you can and cannot do.

Unfortunately, there are traps for the unwary long-term disability/ERISA applicant in the claims application and the Activities of Daily Living Form. The Law Office of Cavey and Barrett will file your claim and make sure that you have not fall into the hidden traps waiting for you in the long-term disability/ERISA claim application process.

Answering these broad-based questions isn’t easy. Help is a phone call away. You can contact Nancy Cavey, an experienced long-term disability attorney at 727-477-3263