Great-West Life Assurance Disability Claims Lawyer
Was Your Disability Claim Denied By Great-west Life Assurance? We Can Help
At The Law Office of Nancy L. Cavey, our Great-West Life Assurance disability claims lawyer has the professional skills and legal experience that you can rely on. Our founding attorney Nancy L. Cavey has helped more than 5,000 clients secure disability compensation. If you need support with a Great-West Life Assurance claim or appeal, we are here as a resource. To set up a free, fully confidential consultation with a top-rated Florida disability lawyer, please do not hesitate to reach out to our St. Petersburg law office.
An Overview Of Great-west Life Assurance Disability Claims
Grea-West Life Assurance is a corporation that provides insurance services, including short-term and long-term disability coverage. Originally founded in Winnipeg in the late 19th century, Great-West Life Assurance is now publicly known as the Canada Life Assurance Company of Canada Life. London Life and the Canada Life Financial corporation also operate under the same brand.
Large insurance companies, such as Great-West Life Assurance (Canada Life) can be challenging to work with. Unfortunately, they are more interested in their own bottom line than they are in paying out full and fair disability benefits to policyholders. If you run into an issue during any stage of the claims process, an experienced disability lawyer can help.
Was Your Disability Claim Denied By Great-west Life Assurance?
Were your short term disability benefits or long term disability benefits denied by Great-West Life Assurance (Canada Life)? While it is normal to feel confused and frustrated, there is some good news: You have a legal right to file an appeal. Great-West Life Assurance does not have the authority to make the final determination of your claim. Take a close look at your denial letter. It should explain what you need to do to file an appeal. Further, the disability denial letter should include some general information regarding the reasoning behind Great-West Life Assurance’s rejection. A disability claim can be denied for any of the following reasons:
- A simple error on your application for disability benefits;
- Lack of key medical records or other supporting evidence;
- A dispute over the implications of medical/vocational evidence;
- A policy exclusion; and
- Bad faith settlement practices by an insurer.
You Must File An Appeal Before Time Runs Out
You have a limited amount of time to file a disability appeal. If your Great-West Life Assurance (Canada Life) disability coverage comes from your employer, then your policy is likely governed by a federal statute called the Employee Retirement Income Security Act (ERISA). With ERISA disability claims, there is a 180-day deadline to appeal an initial denial. With non-ERISA policies in Florida, you may actually have less time to appeal.
Great-west Life Assurance Disability Claims: Faqs
How Do I File For Disability Benefits From Great-West Life Assurance?
To initiate the claims process through Great-West Life Assurance (Canada Life), you will need to complete and submit the appropriate forms. Through the company’s official website, Canada Life provides some guidance on which forms to use based on your specific circumstances. If you have any questions about filing a claim, an attorney can help you navigate the process.
When Do Great-West Life Assurance Disability Benefits Start And Stop?
It depends on the specific terms of your coverage. With a short term disability claim through Great-West Life Assurance (Canada Life), benefits can start in as little as two weeks and they can last for a maximum of six months. With a long term disability claim through Great-West Life Assurance (Canada Life), it takes more time for disability benefits to start—though they could potentially last until your expected age of retirement.
Is It Expensive To Hire A Disability Lawyer To Help With My Case?
No. With the disability attorneys at The Law Office of Nancy L. Cavey, all clients are covered by our comprehensive no-fee guarantee. You will not pay anything unless we help you recover disability benefits. There are no upfront costs or out-of-pocket fees. You can afford to hire a top-rated lawyer to help with your Great-West Life Assurance claim or appeal.
Call Our Great-west Life Assurance Disability Claims Attorney Today
At The Law Office of Nancy L. Cavey, our Florida disability lawyer is standing by, ready to help with your Great-West Life Assurance Claim. If you have any questions about your rights or your options, we would be more than happy to help you determine the best course of action. Call us now or connect with us online to set up your free appointment with an attorney. With an office in St. Petersburg, we provide nationwide representation in disability claims.