Cancer
There are many instances when cancer can make it impossible for a long term disability holders to work.
Many long term disability carriers will long term disability benefits for cancer until a reasonable period of post op treatment.
At that point, the carrier will approach your physician asking for reasons why you can’t work. Unfortunately, an oncologist can destroy long term disability claims when they are asked questions about a long term disability policy holders ability to return to work. Why? Many long term disability policy companies will be sneaky about the questions that they ask your oncologist. They may ask if you can bend, stoop, stand, or lift. But what does that really have to do with your restrictions and limitations? Generally, not much. The real problems with cancer can be pain, problems with side effects of medication, including brain fog and neuropathy as a result of the cancer treatment and radiation. You also may have continuing problems with bowel and bladder function depending on the type of cancer that you have.
Long term disability carriers don’t ask your physicians the right questions because they don’t want to get the right answers. They are looking for reasons to deny your claim.
What To Do If You Have Cancer And Need Disability Benefits
If you have been diagnosed with and are treating for cancer, you need to have a heart to heart with your doctor about the inevitable call for request to complete a residual functional capacity form. If your doctor isn’t prepared to answer the real questions about your functionality, your claim will be denied.
Unfortunately, many long term disability attorneys don’t make it easy for a person with cancer to get the long term disability benefits they are due. If your cancer makes it impossible for you to work and you have been denied long term disability benefits, we at The Law Offices of Nancy L. Cavey can help you cut through the red tape and fight for your benefits. It doesn’t matter where you live in the United States, we can help you get long term disability benefits for cancer.